Rentovation blog
How Much Does Turo Take? 10% to 30% of Every Trip (2026)
Turo takes 10% to 30% of every trip in 2026. The exact cut is set by the earnings plan you pick: More peace of mind (Turo keeps 30%), Balanced (Turo keeps 20%), or More earnings (Turo keeps 10%). On a $250 trip that is $75, $50, or $25 to Turo, leaving you $175, $200, or $225. There is no monthly or listing fee and no plan with a $0 damage responsibility. Source: Turo Help Center, “Earnings plans, in detail | US hosts”, the three named plans effective January 7, 2026, read in a browser on August 13, 2026.
The catch the headline rate hides: the plan that lets you keep 90% is also the plan that leaves you carrying a $2,750 damage responsibility per incident, and in nine dynamic-pricing metros your final share moves with how far ahead a guest books. Below: the plan-by-plan table with the dollars worked out, when Turo pays you, what the cut costs at 1, 3, 5, and 10 cars, the interactive calculator, and the flat-fee alternative math.
If you host on Turo, the single number that decides your take-home is the share Turo keeps from every trip. It is not one flat rate. It moves with the plan you pick, the damage risk you agree to carry, and, in Turo’s newer markets, even how far in advance a guest books. This guide lays out the real math, cites every figure to its source, and flags what is still changing so you can check your own numbers before you trust any headline, including ours.
What does Turo keep from each trip?
Turo’s model is a percentage commission, not a flat subscription. The percentage is set by your plan. Across Turo’s current earnings plans the host share runs from 70% to 90%, which means Turo’s cut runs from about 10% to 30% of the trip price (Turo Help Center, earnings and host share, accessed August 13, 2026).
The structural rule that has held across every version of the plans: the more of the trip you keep, the more damage risk you take on. There is no plan where you keep most of the money and carry little of the risk, and there is no plan that carries no damage risk at all. That tradeoff is the heart of the fee question.
What is a Turo host?
A Turo host is the owner of a vehicle listed for rent on the Turo marketplace. You own the car, you set the price and the availability, you handle pickup and return, and you receive a share of each trip rather than the full trip price. Turo supplies the listing, the guest screening, the payment collection, and the platform-provided protection, and keeps 10% to 30% of the trip in return.
Two things follow from that definition, and they are the reason this page exists. First, hosting is an independent rental business run on somebody else’s storefront: you carry the asset, the maintenance, the depreciation, and a defined slice of the damage risk, so the fee is a cost of distribution, not a management fee. Second, nothing about owning the car requires the marketplace. The same vehicle can take bookings on your own site, which is the comparison the rest of this guide runs in dollars. If you are weighing that, start with the Turo alternatives comparison.
What are Turo’s 2026 earnings plans?
Effective January 7, 2026, Turo replaced its older numbered structure with three named plans, and on March 31, 2026 it finished renaming the program: “protection plans” became “earnings plans,” the “deductible” became “damage responsibility,” and “host take” became “host share.” The plans are words now, not numbers, and the share Turo keeps is tied to the plan you pick.
| Turo earnings plan | Host keeps | Turo keeps | On a $250 trip, you keep | Damage responsibility if the car is damaged |
|---|---|---|---|---|
| More peace of mind plan | 70% | 30% | $175 (Turo keeps $75) | $250 |
| Balanced plan | 80% | 20% | $200 (Turo keeps $50) | $1,500 |
| More earnings plan | 90% | 10% | $225 (Turo keeps $25) | $2,750 |
Per Turo’s published earnings plans as of January 7, 2026 (Turo Help Center, “Earnings plans, in detail | US hosts”, read in a browser on August 13, 2026). Turo states all three plans include up to $750,000 in third-party liability, with exceptions noted for New York; that is Turo describing its own program, not a coverage claim by us. In nine dynamic-pricing metros (Austin, Dallas, Detroit, Las Vegas, Maui, Philadelphia, Phoenix, San Diego, Seattle) the host share can run higher depending on how far ahead a guest books, so confirm your exact split in your own Turo dashboard.
Who keeps what, per trip, on each 2026 earnings plan
Read that table one more time, because the design is the point. The plan with the smallest damage responsibility ($250, More peace of mind) is the one that hands Turo 30% of every trip. To shrink Turo’s cut to 10%, you agree to absorb a $2,750 damage responsibility (the amount you pay toward repairs before Turo reimburses the rest) on any damage. You are buying a lower commission with higher personal risk, and there is no row that lets you buy it with nothing.
When does Turo pay hosts?
After the trip, not at booking. Turo collects the trip price from the guest, calculates your share against your earnings plan, and sends the payout to the payout method on your host account. Turo publishes the current timing and the available payout methods on its “Getting paid | US hosts” page, and the status of your own trip payouts is visible in your host dashboard.
We deliberately do not restate a day count here. That page’s body could not be read end to end from a primary fetch on August 24, 2026, and publishing an out-of-date payout figure would be worse than publishing none. Read it at the source, then confirm against your own dashboard.
What matters for planning is structural rather than exact: on a marketplace the money moves on the platform’s schedule, and that schedule can change without you. Booking directly settles into your own Stripe or Square account on your processor’s timetable, because the card is charged by your merchant account rather than by an intermediary that pays you afterward. If cash flow between the trip and the payout is what pinches you, that difference is worth more than a percentage point of commission.
What did the legacy protection plans look like before January 7, 2026?
For context, Turo’s older US host protection plans used a five-tier structure. Each tier paired a host share with a per-incident deductible you would owe on physical damage. This ladder is history now, replaced by the three tiers above, but it is worth seeing because it shows the same risk-for-commission trade in more detail.
| Legacy protection plan | Host kept | Turo kept | Host deductible if the car was damaged |
|---|---|---|---|
| 60 | 60% | 40% | $0 |
| 75 | 75% | 25% | $250 |
| 80 | 80% | 20% | $750 |
| 85 | 85% | 15% | $1,625 |
| 90 | 90% | 10% | $2,500 |
Source: Turo, “Detailed explanation of US host protection plans available before 1/7/26” (PDF), retrieved August 13, 2026. Turo replaced these five plans with the three named plans above, effective January 7, 2026. The numbers in this historical table are NOT the current rates, and the numeric plan names it uses no longer exist.
What changed in June 2025?
Fees are only half of what moved. On June 16, 2025, Turo removed benefits from what were then its lower plans mid-program. The 60 plan lost eligibility for exterior wear-and-tear reimbursement, loss-of-hosting-income, and a replacement vehicle during repairs, and the 75 plan lost replacement-vehicle reimbursement (Turo host plan-change notices, June 2025). Those plans no longer exist under those names, and we cannot verify from a primary source which of those benefit changes carried into the current named plans, so we do not claim that they did. The lesson for fee planning survives either way: the terms attached to your share can change on the platform’s timeline, not yours.
What does the cut cost at 1, 3, 5, and 10 cars?
Here is the fee in dollars, not percentages. The assumptions below are illustrative and deliberately simple so you can swap in your own numbers: four trips per car per month at a $250 average trip price. We show two commission scenarios: a 20% Turo cut (the Balanced plan) and a 30% Turo cut (the More peace of mind plan, the lowest damage responsibility on offer). Your real figures will differ by market, plan, and season.
| Fleet size | Monthly bookings | Annual bookings | Turo keeps at 20% / year | Turo keeps at 30% / year |
|---|---|---|---|---|
| 1 car | $1,000 | $12,000 | $2,400 | $3,600 |
| 3 cars | $3,000 | $36,000 | $7,200 | $10,800 |
| 5 cars | $5,000 | $60,000 | $12,000 | $18,000 |
| 10 cars | $10,000 | $120,000 | $24,000 | $36,000 |
Illustrative math (four trips per car per month at $250 per trip). Not a quote or a guarantee. Run your own figures.
What Turo keeps per year as the fleet grows
The pattern is the whole argument for going direct: a percentage cut scales with your fleet. Add cars and the dollar amount Turo keeps grows in lockstep, every single month, forever. That is fine when the platform is delivering the demand. It becomes the central question the moment you could bring in bookings yourself.
How does a flat fee compare with a percentage?
A marketplace charges a percentage. Direct-booking software charges a flat fee. Those two cost structures cross at a specific fleet size, and past that point the percentage keeps getting more expensive as you grow while the flat fee does not move.
Take the five-car row above. At a 20% Turo cut, the commission is about $12,000 a year. A flat monthly software fee does not care whether you run one car or fifty. The honest nuance most vendors skip: below a certain fleet size, a percentage or per-car tool can be cheaper than a flat fee. Flat pricing wins decisively as the fleet grows and loses to cheap per-trip math when you run only a car or two. The right question is not which is cheaper in the abstract, it is where the breakeven sits at your car count and trip volume. Model it before you switch.
Run your own numbers
Enter your real fleet below to see Turo’s cut over a year, then compare it against one flat Rentovation fee with card processing included, so the math is honest. It is the same calculator as our standalone Turo fees calculator page.
What is the damage-responsibility tradeoff?
For hosts weighing plans, the tradeoff is the actual decision:
| Your goal | Plan direction | What you give up |
|---|---|---|
| Keep the most per trip | Higher host share (More earnings plan) | You carry the most damage risk, $2,750 per incident |
| Carry the least damage risk | Lower host share (More peace of mind plan) | Turo keeps 30% of every trip, and you still carry $250 |
| Balance the two | Middle plan (Balanced) | A 20% cut and a $1,500 damage responsibility |
There is no free lunch in the plan menu. That is not a scandal, it is how platform-provided coverage is priced. But it does mean the “keep 90%” headline is never the whole story, and any honest fee comparison has to put the risk column next to the share column.
When does going direct change the equation?
When you rent directly instead of through a marketplace, there is no per-trip commission at all. You arrange your own commercial rental insurance through a licensed provider (this guide makes no insurance or coverage claims), you connect your own payment processor, and you keep 100% of each booking minus a flat software fee that does not grow with your fleet.
That is the category Rentovation is built for: a branded booking storefront, identity and license verification, e-sign agreements, deposit holds, and your own Stripe or Square payouts, on a flat monthly fee instead of a percentage of every trip. We are not the only way to leave a marketplace, and our companion guides name the alternatives plainly. See how to rent out your car without Turo and keep 100% for the full path, and Getaround vs Turo vs going direct if you are weighing which channel fits your fleet.
See what you would keep going direct
Start a free trial of Rentovation, bring the cars you already own, connect your own payment account, and take direct bookings on a branded storefront. Your cars, your customers, your income, controlled by you.
Just switched off by Turo instead? Read what to do when a Turo host account is deactivated, or see how onboarding works step by step.
Scope and limitations
Scope and limits. This guide is informational and reflects publicly available information as of August 24, 2026. It is not legal, tax, or insurance advice and makes no coverage claims. Every dollar example is illustrative, not a quote or a guarantee. Turo’s plans and terms change and vary by market, so verify your own plan, share, and damage responsibility in your Turo host dashboard and at Turo’s Help Center. Rentovation is not affiliated with Turo.
Common questions
How much does Turo take from hosts?
Turo takes between 10% and 30% of each trip depending on the earnings plan you choose. Effective January 7, 2026, Turo moved to three named plans: More peace of mind (host keeps 70%, Turo takes 30%), Balanced (host keeps 80%, Turo takes 20%), and More earnings (host keeps 90%, Turo takes 10%). On a $250 trip that is $75, $50, or $25 to Turo. In nine dynamic-pricing metros the final host share also varies with how far ahead a guest books. Source: Turo Help Center, "Earnings plans, in detail | US hosts", accessed August 13, 2026. Verify your exact plan in your host dashboard.
What is a Turo host?
A Turo host is the owner of a vehicle listed for rent on the Turo marketplace. The host owns the car, sets its price and availability, handles pickup and return, and receives a share of each trip rather than the full trip price. Turo runs the listing, the guest screening, the payment collection, and the platform-provided protection, and keeps 10% to 30% of the trip in exchange under the earnings plan the host selects. A host is not a Turo employee and is not renting Turo’s cars: hosting is an independent rental business operating on somebody else’s storefront.
Which Turo plan lets me keep the most money?
The More earnings plan lets you keep the most per trip, 90%, but it pairs that rate with the largest damage responsibility, $2,750 per incident, which is the amount you pay toward repairs before Turo reimburses the rest. The more of the trip you keep, the more damage risk you carry. No Turo plan has a zero damage responsibility: even the More peace of mind plan carries $250.
Does Turo charge hosts a monthly or listing fee?
Turo’s host cost is taken as a percentage of each trip through your chosen earnings plan, not as a separate monthly subscription (Turo Help Center, earnings and host share, accessed August 13, 2026). Guests pay their own separate fees. Confirm current specifics in your dashboard, since terms change.
Sources
- Turo Help Center, Turo Help Center, “Earnings plans, in detail | US hosts”
- Turo Help Center, Turo Help Center, “Earnings and host share”
- Turo, Turo, “Detailed explanation of US host protection plans available before 1/7/26” (PDF)
- Turo host plan-change notices, Turo host plan-change notices, June 2025 (benefit removals on the then-current 60 and 75 plans, both since retired). Emailed to hosts and posted in-product; Turo publishes no permanent public URL for these notices, so this one is cited without a link rather than pointed at a reconstruction.
- Turo Help Center, Turo Help Center, “Getting paid | US hosts”
- Rentovation on-site savings calculator, Rentovation on-site savings calculator, /guides/turo-fees-calculator, accessed August 13, 2026.